[gunsequalfreedom]

“There is not charges for failing to answer their questions.” There could be. Grand Juries are told to take into account whether someone took the fifth when discussing whether to indict. The fact they did is not admissible in trial court but it can be considered during indictment deliberations.

Indictment because you took the 5th is not a conviction because you didn't, right?

[RegulatorCountry]

Indictment is not conviction although the public is very hazy on that distinction so in a war of public opinion an indictment is practically as good as convicted.

[Mouton]

An indictment stands on its own, it is nothing but a charge i.e. reason to believe you have committed a crime, nothing more. It does not have to be unanimous either.