Congress will never let Obamacare implode. They will keep throwing money at it if they have to, maybe even move to single payer. Implosion is not a realistic option.
This explains why premiums are spiraling out of control. Nobody with half a brain is going to pay $14,000/year for coverage with a $10,000 annual deductible ... unless, of course, they have a chronic/recurring medical condition that costs them more than $24,000/year to treat. The insurance companies are only left covering people who already have exorbitant medical bills.
(Full disclosure) My healthcare is 100% paid by my employer! Obamacare ain't got nothing on King Kong!
(Laughs maniacally, twirls handle-bar mustache while holding a cloth bag containing cash with $ emblazoned on front)