Concierge Medicine
For those who choose. Also, walk-in 24/7 clinics that had a preference for inexpensive solutions for those who prefer a looser style of healthcare. Everyone pays something, with a sliding scale. Hospitals complain about ER costs for the uninsured they "have to cover". Wouldn't be a problem if every ER had to have one of these clinics on their grounds, with those who don't need the ER directed to it.
Nobody is talking about restraining costs. Some of these solutions are so obvious yet not discussed. It's how we know the whole "repeal" initiative is a farce.