I guess the concept of taking on massive student loan debt to begin with is so foreign to me that none of this computes. I ‘went to college’ over the course of many years via the Army and Mastercard. You CAN earn a degree (even a WORTHLESS liberal Arts degree, should you desire!) without taking on student loan debt.
Mortgages? Construction loans? Sure! And I always paid them off ahead of time back when I was flipping houses. Nobody bailed me out. ;)
You always knew who you owed the money to ,, that is no longer the case and it’s intentional ,, the banksters have fought against THEIR RESPONSIBILITIES for decades now and have this crazy idea that they are above the law.