Actually the insurance companies had better take note and get premiums down immediately when the healthcare bills pass, otherwise their industry will be wiped out when the country goes single payer.
The only way they can reduce premiums is for the providers to charge less or for the policies to cover less.
I see nothing in this bill that would reduce the cost of any given procedure and our politicians continue to promise that services won't be denied, so I wouldn't count on a big reduction.
I envision an ultimate end result being a Medicare for All single payor with the private insurors bidding on becoming claims administrators for the government for a guaranteed return with little or no risk. Actually a win for the existing insurance companies, a guaranteed profit. We all hate the thought of single payor, but apparently universal coverage is now an accepted entitlement in the American political psyche.