This is a point I have sort of made several times.
If it takes years to bring down the premiums..and you can’t afford them now..you are going to be screwed later because they jack the rate up 30% on you.
I get why the need to jack up the rate if pre existing conditions have to be covered.
The point is you have to make it affordable at the outset.
YES. This requires tort reform, fraud prevention, FDA reform, monopoly busting, open pricing, medical IRAs, healthiness rewards and more. (Ideas Republicans platformed in the mid-90's.)