Let’s first of all take the bold step of getting the nation’s employers OUT of the insurance business.
This whole racket began when SOME employers offered employees insurance as a perk or in lieu of a pay raise.
Employees of companies that did not offer insurance got jealous and demanded THEIR employers offer coverage.
This has evolved into the crazy convoluted system we have now.
Employers should be under NO obligation to offer their workers anything but a wage based upon their work. If the worker wants to apply part of that wage toward insurance, that is their business.
If we want to get this country moving again, getting the government off the backs of employers is Job One. And ending federal mandates on employers to provide insurance is a good place to get that job rolling.
And the free market and competition problem with this is????
How about lets first take the bold step of getting the GOVERNMENT out of the insurance business.