The Age Discrimination Act makes it wrong to have a mandatory retirement age at all, much less one at 62 or 66.
Social Security benefits should be deferred until actual retirement. If that is 70 or even 75, then so be it. Want your benefit at 66? Retire. And, don’t bother parading the fiction that we buy an annuity and should get it notwithstanding. Its a tax. Plain and simple.
You misunderstand........ you can retire and continue to work, just not as long nor as hard. You can employ your self with someone new doing something from your skills bag an keep busy
Golf kills