What I know about economics would fit in a very small thimble, but it seems to me, that since there is no gold standard, then all of our economy is just pie in the sky, anyway, and if Americans ever demanded all their “cash” from their banks or stocks, the entire economy would collapse, and the rest of the world’s, too, because it’s all pretend wealth, except for the few who have actual gold and maybe real estate holdings. (Though real estate would tank, too, if you actually wanted to divest yourself of it.)