[RummyChick]

Btw, buying Junk debt and collecting on it is not illegal.

The illegal part comes in with all kinds of tactics that are used.

DO NOT EVER GIVE A JUNK DEBT BUYER YOUR BANK ACCOUNT INFO. THEY CAN AND HAVE TAKEN MONEY WITHOUT AUTHORIZATION.

I have a whole list of don’ts when dealing with Junk Debt Buyers. If you ever find yourself in that position do a lot of googling before you ever attempt to deal with them.

[Neidermeyer]

The illegal part comes in with all kinds of tactics that are used.
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When my wife was sued by him IT WAS ILLEGAL AS THE ACCOUNT WAS WRITTEN OFF.. he had no right to sue because the company he bought the data (not the debt that was written off) file from no longer had a claim and had no rights to confer on them... I tracked down several other people they sued concurrently in my county and we all had our cases dropped like a hot potato.

That is what his business experience is ,,, boiler rooms and cheap “just graduated” lawyers..