I am terribly concerned about how this Zerocare fiasco is going to be unraveled. I was forced into this system in 2014 and hate it, but have pre-existing conditions. I had good insurance that I could afford before this stupid law gave them a loophole to drop me and throw me to the wolves. I know I’m in trouble.
The industry practice (as I remember it) for any employer/group insurance policy being replaced by another company (in the old private sector), pre-existing conditions were covered. There was also the ‘conversion’ feature of a disabled employee being able to convert to a private policy, before Medicare kicked in.
Memory getting weak.
Trump will not take away preexisting or put a cap on medical for life. The under 27 may be gone though.