Not a christian and so not eligible but in my case I was healthy up to the age of 65 when a heart condition led to a series of procedures and brain bleed problems and attempts to fix a-fib. The end result was that I used in three years more medical care than any insurance program could provide. Would this bankrupt a plan like being described on this thread?
Each provider has different upper limits.
The group we belong to, Christian Healthcare Ministry (CHM), has a $125,000 max per diagnosis.
For an additional (approximately) $10.00 per month, per person, there is no cap. It’s unlimited. I understand that CHM has paid out over $3,000,000 on an occasion or two.
Other plans have similar coverage available.
Hope this helps.
Stay well!