Who said anything about the gummit? How do you fix a broken glass?
Cruz and Rush called Trump a socialist for his solution, what is Cruz’s? Obviously nobody knows because there isn’t one. He has had his paid his entire life unlike some of us.
“Who said anything about the gummit?”
It’s implicit in your question. Otherwise the question makes no sense at all.
If it’s not the government’s job to insure people, then why do “we” need to figure out a way to insure the uninsurable? That’s their problem, not mine or yours, unless the government sticks its nose into it.