>> Please show me the conservative answer to the specific situations that I’ve outlined. The pre-existing condition issue gets everyone at some point. <<
HIPAA was passed unanimously in 1996 by a Republican-controlled Senate, and expanded unanimously in 2004 by a Republican-controlled Senate with a Republican president. It was an expansion of Reagan’s COBRA. It means that if you were previously covered by health care that you cannot be turned down if you enroll in another health care program within several months.
It was through the COBRA program that they wanted to charge my 18 year old son $3000 a MONTH! (PLUS co-pays and deductibles that were insane.)
So, no. He couldn’t be *denied*, but dammit, they denied him by charging more than he could ever EARN as an 18 year old high school graduate.
He actually gave UP on going to college in a desperate bid to make enough money to afford the medications and treatments that he needed to LIVE hour-by-hour.
THAT was the conservative solution? That failed us horribly!
Think about it! That was the alternative for those who were denied any insurance? To charge the young and the very poor outrageous rates that 75% of American could never be able to afford?
THINK.
There is NO conservative solution to the chronically or previously ill. NONE.