It was through the COBRA program that they wanted to charge my 18 year old son $3000 a MONTH! (PLUS co-pays and deductibles that were insane.)
So, no. He couldn’t be *denied*, but dammit, they denied him by charging more than he could ever EARN as an 18 year old high school graduate.
He actually gave UP on going to college in a desperate bid to make enough money to afford the medications and treatments that he needed to LIVE hour-by-hour.
THAT was the conservative solution? That failed us horribly!
Think about it! That was the alternative for those who were denied any insurance? To charge the young and the very poor outrageous rates that 75% of American could never be able to afford?
THINK.
There is NO conservative solution to the chronically or previously ill. NONE.
$3,000 a month sucks, but COBRA is not HIPAA. It was a first step. And in 1986, it was a good first step. Since then, the costs have exploded. More needs to be done. Socialized medicine means that there are no limits on cost growth, no competition.