Why pay off all of your bills if the SHTF? You think bill collectors are going to show up during the collapse?
hmmmm.... interesting point
I would say pay off your mortgage.
Tell the credit card folks to piss off. What are you gonna do? Come break my legs? They wont have the staff to go collecting.
If the entire thing just resets, there will be so many people in our situation that the big banks will not be able to contain it.
Screw ‘em.