You have Medical unless you can afford expensive insurance.
Insurance isn’t there to pick up your tab.
It isn’t there to pay for everyone’s million dollar treatments because they can’t.
They stabilize you unless it is reasonable to cure and if you burn through your savings and property to stay alive if you are that unhealthy, then at that point you have welfare insurance.
Example; have a pre existing heart condition. Need a heart transplant. Probably you will be required to buy insurance of last resort for lots of money.
Bottom line, if you get a catastrafic illness expect to go broke yourself before the taxpayer gets a bill.
Not sure we aren’t talking about the same thing. When people have a catastrophic medical condition they should not lose their home or life savings.
I do believe everyone who can afford to pay something for health insurance, based on their income should. If not, they are risking losing what they have. But if people pay something every month towards potential medical cost, then there should be no cap on what they need if they have a serious condition arise. They should also not be forced to sell everything they have and their savings.
Of course there will be a very small number who can’t afford even $ 100 a month and there have to be funds available if they need care.