Repeal it. Remove restrictions on Health Insurance Companies selling across state lines. No need for the government to be involved beyond that. Competition will cause costs to drop.
+1.
The precondition has to stay in somehow. It is totally irresponsible for the medical insurance companies to say no to someone who is sick. How are they to get help? Pay out of pocket? The average American makes 53 thousand dollars a year which is way more than Medicaid will allow to be eligible. So what do you do with these unfortunate in life folks? (This is not my situation at all but I do wonder about it).