do I need a sarcasm tag? :-)
You're exactly right. "Major Medical", back in the 70s, made a lot of sense. Still does, especially when combined with concierge medical practices where you pay a monthly fee for a "membership" and get all of your basic work (earaches, sore throats, physicals) taken care of. The docs do referrals out-of-practice for the major stuff - trauma, surgery, and so on.
I suspect that's what we'll arrive back at - mostly - if the market is allowed to work. If the gov't keeps futzing with it, who knows where we'll end up.
Trump’s plan to lower state lines will increase competition driving insurance premiums down. It will also lead to diversification of policies.
Until you get the government out of Medicare, it is still going to screw up medicine.
A new comprehensive plan needs to be devised to help folks save, avoid insurance outlays, and create wealth.
People should continue on with private policies into retirement.
The government needs to get the hell out, and stay out, of medicine.