I picked up on that too. And then I read further to see the secondary reasons.
(Crickets)
Home sales are SKYROCKETING across the country. For this guy to be denied means there is more to his problem than he let on.
And his blaming the past mistakes do not help.
Everyone is getting loans except me!!!
Well what did you do?
He missed more than two payments to have a low credit score. And it must have been very recent within the last two years.