And that’s why I will never use it. Pull my phone out of the slot in my handbag or the debit card I keep in the slot right next to it.
No one can use it except you. ApplePay requires YOUR living fingerprint to be used. Without your finger, it will not work to do a dang thing. Only YOU, personally, can make a purchase. No one else.
Your credit card gives far more information to the merchant via the mag stripe on the card than apple pay does. From that, they only get a tokenized one time number.
All things being equal, convenience wise, which would you rather use? And which one is more secure?