Posted on 12/04/2014 7:41:07 PM PST by PROCON
The administration is trying to preempt Obamacare sticker shock in 2015 by pleading with Americans to shop around in the marketplaces instead of automatically re-enrolling in the health plans they chose last year.
Officials said Thursday those who don’t look around and compare plans during open enrollment could see their costs rise because the so-called benchmark plans are more expensive this year.
But the Health and Human Services Department said there are more insurers offering more plans this year, meaning that in most states consumers can choose from three or more issuers. And HHS said those options mean most consumers who shop around should be able to find a cheaper plan if they switch from what they had last year.
“We strongly, strongly encourage people to come back to the website and shop,” said Kevin Counihan, CEO of the HealthCare.gov marketplace that serves 37 states.
(Excerpt) Read more at washingtontimes.com ...
It’s a vanity post under the general chat category.
The EXEMPT must be sooooooo happy.
THEY are EXEMPT. With SCOTUS. With POTUS,
and above all the taxpayers dhimmis.
That's my situation exactly.
You might as well skip it since when you need it you still have to pay out of pocket costs before coverage kicks in.
Its like your auto insurance company telling you’ll have to make good on the car repairs before they do.
What a joke.
The left is delighted, they want it to be as painful as possible so people will demand “free” government-run healthcare
Here’s the scoop on why they want you to shop around instead of doing the automatic enrollment (& why the enrollment numbers are a joke ... again!):
From link: http://healthpolicyandmarket.blogspot.com/2014/11/how-many-people-have-enrolled-so-far-in.html
Let’s say George is now enrolled in Obamacare. He is happy to have subsidized and guaranteed health insurance for the first time. He was even happier to read in the media that the second year Obamacare rate increases would be small.
He was also happy to get a letter just before the Election Day telling him he will be automatically renewed in his current plan.
Then on December 6th George gets his January premium statement. He is paying a lot more! What happened? His insurance company phone lines are suddenly jammed. Seems like a lot of other people got a surprise.
Turns out all of those expert analysts and reporters writing stories about “average rate increases” never heard of the term loaded average––that’s when the plan that got 70% market share increased their rates 15% and the rest cut their rates or gave tiny increases.
That is happening a lot in Obamacare this renewal season.
This is all compounded by something called the baseline Silver Plan’s effect on subsidies. The second lowest cost Silver plan in any market determines what a person’s subsidy will be. Last year, that plan was probably the plan that got the biggest enrollment and also the plan with the biggest rate increase this year. So, it’s probably the plan George has.
In fact, you might recall a recent briefing paper by actuarial firm Milliman in which they pointed out that even a modest increase in premium by market leaders of 5% could lead to net after subsidy cost increases of 30% to near 100% for subsidized enrollees.
But because George’s plan is no longer the baseline plan, even though George is on subsidy and he is supposed to be shielded from any rate increase by the taxpayer, his premium is going up unless he changes to the insurance company that now holds the honors as having the second lowest cost Silver Plan.
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Read on at the link (no, this is not my blog, nor am I affiliated with it in any way) to see what George does ... and why his enrollment is counted 3 times. As the saying goes, “oh what a tangled web we weave .....”
He’ll have to send me $2500 each and that still won’t cover the increases we’ve had since they started talking about this BS!!!
Okay, so they got millions of people’s insurance policies cancelled, forcing them to uproot their current relationships with their insurers and doctors, a year later that policy has become unaffordable because of premium increases, and their response is “hey, no prob, just completely disrupt your relationship again with these doctors and insurer and shop around for yet another new policy”.
Only a Prog would think that’s a solution.
Ha!!! They may go down but your deductible will rise by the thousands...lol!! Now that’s their definition of affordable healthcare....NOT!!
As if the pubs are any better....
ObamaKare is 100% Democrat owned and hopefully they will get 100% of the blame. Smart Dems like Chuckie Schumer know it is only going to get worse and will alienate more and more middle class Democrat voters
I’m not shocked.
I’m glad to see Americans are paying more.
All through the Healthcare debate liberals, moderates, the ignorant kept lecturing me on how Obamacare was the end all be all.
They called me a “racist”, a “sexist”, a “homophobe”, a “corporate tool” who just wanted “poor people to die”.
Now it turns out I was right.
They can all **** off now.
I talked to my business insurance guy and he brought me over to the medical insurance guy’s office. I told him how expensive my plan was getting ($1240/mo this past year) and what could he do. He asked who I had. “Oh - good. Yes, they are more expensive - but they also have the most hospitals, doctors, etc. You can go with a cheaper plan, but odds are your existing doctors won’t be on it, and your choice of hospitals is very limited.”
He said he hates being the bearer of bad news. He had just been at a local welding shop that employs a lot of people, and he left the owner with tears in his eyes, trying to figure out what to do between laying people off, cutting off their medical insurance, etc.
FUBO
Yup.
A retired cop friend of mine was talking to a retired military officer yesterday. The retired cop was white and the military officer was black.
I know both me really well. Solid, good men. The conversation went south when the Ferguson and NYC choke hold cases came up. As I listened, I realized that Truth and Facts don't matter any more. Just as in the OJ Simpson case, whites can be tortured and murdered, and it is all acceptable, because they want what they want.
Sin is not rationale.
Maybe, but your deductible will be twice as much so if you use your healthcare, there’s absolutely no savings.
Most who do this will look for lower premiums, only to find much higher deductibles.
TANSTAAFL.
The fact is the only way to reduce what you’ll pay under Obamacare is to 1) qualify for a heavy subsidy or Medicaid, or 2) shop for a policy that has significantly increased out-of-pocket minimums upwards of 5 figures.
The whole scheme was concocted to get healthcare for the uninsured, entitled among us that is heavily subsidized by workers and producers. It was further disguised so that the impacts would not be evident until after Obama was reelected and, hopefully, hidden through 2016.
In the end, ObamaCare would only be a good deal if you don’t work, don’t produce and live off the government. The rest of us will be taxed, gouged and means-tested until we are broke.
One of mine is canceling his insurance because he can’t afford it anymore. He will pay the penalty instead.
So, while illegals will get healthcare, mine flies without.
Go figure.
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