[grania]

The article makes a valid point. It takes a degree of comprehension and financial sophistication to benefit from insurance. A lot of lower income people don't have cars, homes, life insurance (etc) so they will have trouble understanding how insurance works and deriving full benefit from it.

They'll also be vulnerable when the insurance companies start denying claims. For all of these reasons, clinic-style medicine would be much better for a lot of the formerly uninsured.

[ArmstedFragg]

Full benefit? Have you looked at those policies? They amount to high deductible major medical with free physicals and birth control. Ninety percent of the newly insured won’t receive any significant benefit from them.