I do have a spouse and she is five years older than I. Given that women live longer on average than men, there’s a very good chance that we will expire at about the same time.
And she is provided for, by her own efforts, having a very good pension plan. Additionally, we have financial assets in common.
I would add that American men tend to marry women younger than themselves—but not 33 years younger! That’s another generation younger. Given that men, on average, live shorter lives than women accounts for the huge number of widows in this country. That makes for a lot of unhappiness.
That makes for a lot of unhappiness.
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That is a big assumption OP. LOL