When Insurance isn’t based on Risk, it no longer can be called Insurance.
Remember, nothing in Life is Free. It may be “included”, but it’s never Free.
Well said. Under Obamacare, "insurance" companies (i.e., Wealth Transfer Agencies (WTA's)) are prohibited from using risk factors (e.g., preexisting conditions) to make underwriting decisions, and premiums are based on sex, age, and income. It's not insurance.