[T Ruth]

When Insurance isn’t based on Risk, it no longer can be called Insurance.

Well said. Under Obamacare, "insurance" companies (i.e., Wealth Transfer Agencies (WTA's)) are prohibited from using risk factors (e.g., preexisting conditions) to make underwriting decisions, and premiums are based on sex, age, and income. It's not insurance.

[GeronL]

It’s a welfare program/ transfer payment

[Kickass Conservative]

The Health Insurance Underwriters of today are the Buggy Whip Craftsmen of yesteryear.