The free market is the best solution, but even Republicans now seem more inclined to tweak Obamacare rather than unravel the market distortions created by government meddling in the first place.
For example, all I want is catastrophic coverage. Give me a really low premium and cover me so that I’m not wiped out by a health emergency. Let me pay cash for everything else—preventive care, routine visits, etc. Ah! We can’t allow that, because Ms. Julia wants government (essentially other taxpayers) to cover everything, even her birth control, AND she wants it free, too.
http://samaritanministries.org/
Samaritan Ministries - a Biblical, non-insurance approach to health care needs.
This is a free market type solution. Notice the cost difference between self-insured and government regulated.
If I understand it properly, $370/mo for a family. Wont start paying out until you pay over $300.00 then it will cover you.
Compare this to any regulated insurance. My company’s plan is $1400/mo, with a deductible of $2500.