Revealed: 74% of Obamacare 'Enrollees' Already Had Insurance

A devastating new McKinsey & Co. report finds that Obamacare's purported purpose – providing coverage for the previously uninsured – has failed.

The report concludes that 74% of Obamacare enrollees at the end of the first open enrollment period already had insurance; just 26% reported being previously uninsured. Of those who were previously uninsured, the figure drops to only 22% when considered alongside whether the individual has activated his plan by paying his first month's premium.

According to the Associated Press, at least 4.7 million Americans had their health insurance plans canceled due to Obamacare. Many of those individuals simply went through the Obamacare exchanges to buy policies to replace the ones President Barack Obama's healthcare program outlawed.

The McKinsey & Co. study also revealed that nearly half (48%) of individuals who said they do not plan to enroll in 2015 were "unaware of the penalty for lack of coverage." The so-called "individual mandate" imposes graduated penalties on individuals who choose not to purchase care. Even after respondents were informed of the penalty, only 29% of those currently uninsured said they plan to enroll in 2015.

"How so? 0bamacare has no mandate and no premiums? Really?"

Probably Ursus is referring to the generally bad care at VA. For 25 years my job required me to frequently visit at most of the hospitals in Northern Illinois. The VA hospitals always appeared to be substandard with generally unhelpful and often surly staff.

I was never VA patient, though my Iraqi veteran son was, and left VA treatment and paid out-of-pocket (many thousands of dollars) instead for knee surgery.

I’ll writw a few more words since you have an interest.

I have been an insured of Secure Horizons/United Health care Medicare advantage for 5 years or so. Twice before it was at the last minute that my primary care medical group (Holston Medical Group) and United agreed on a contract.Last year, well before the final medicare enrollment date HMG advised the names of acceptable Medicare Advantage providers.My United plan was not on the list. I don’t think they accept new medicare patients.

I fumed and fussed but was told that “the Board” had determined they could just not accept the United terms. I had to go shopping and selected Humana medicare advantage. It is a little more expensive than my old plan but is ok.

Then there is my wife. She has a different medical group at the University. Her plan with United was acceptable to her medical group.

Back in the summer there was a big todo between Welmont Hospitals and United. There was a barrage of full page newspaper ads by both sides. It was settled.

Now, 6 or 7 months after that battle and the end of the enrollment period, there is an ad by Welmont stating they don’t accept United Medicare advantage patients effective June 1. So it is a mess.

Welmont has hospitals in East Tennessee and south west Virginia.

I find little difference between the service of Humana and United. Humana might have a slight edge because the monthly statements of payments and drug use are a little more clear.

W are both 72 and in pretty good health. Thank the Lord.

Both have excellent web portals where all your stuff can be viewed.

BTW, you mentioned medicare and not medicare advantage. If you have not done so, I would suggest looking into it. Around here it is fairly inexpensive and they do all the work. Having gone through medicare bills and payments and bother just keeping up, medicare advantage is a snap. Providers deal directly with the insuror and they pay what ever medicare requires. I get a statement saying what has been paid.

The insurer also develops a feel for your problems and then begins to provide solutions and wellness info to improve the specific problem, ie diabetes or heart problems etc. It works!

I had Medicare Advantage in the past, my ex has it now and is being hit with bills now that in the past she did not have to pay. In my situation I have decided to forget the docs and thru the use of vitamins and supplements treat myself. I have one drug that I need and see the doctor once every 3 months. It is not financially sensible for me to purchase Advantage or drug coverage. I am healthier then ever thru my own efforts, the drugs I was being given were making me sicker. I dropped 6 out of 7 and feel better then I have in years.
I figure that now the docs are basically government employees and want as little as possible to do with them.
I spend less then one hundred per month for my one drug and the vitamins and supplements. I also watch my diet and am losing weight, bad back, fat front makes it worse.
I am glad that Advantage works well for you but you must remember that Obama stole a ton of money from Advantage to fund Obamacare, it is changing as we speak, and not for the good.
As long as I don’t get sick I will be ok, if I do I will sign up, they can’t turn me down now for preexisting conditions, so we’ll see how it works out.

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