I’m no financial advisor, but I can tell you from experience that “a bird in the hand is indeed worth more than two in the bush”. Better look at percentage of that in precious metals too - IF you have all of the basic essentials covered first.
Yeah well, he put a bunch of money into silver and it promptly tanked after that. :) Still holding on to that of course - that’s his deal and I think even though it did go down - it’s nice to have an actual tangible asset we can hold as opposed to the “money in the IRA” which isn’t real until you take it out.