What you will have then is defense attorney, prosecutor, judge and jury all on the same team, THE HOSPITAL TEAM.
Guess who gets screwed, YOU DO.
Right now, the prosecutor (bill collector) is the hospital, and the defense attorney is the insurance company (trying to pay as little as possible) and the judge and jury are the competitive market place.
I’ve wondered about plans where a range of treatments is offered under a subscription plan. This has worked for doctor offices. This doesn’t have to plug-and-play with traditional insurance at all — they can lose all the bookwork of traditional insurance and lose the need to support that.
I can just imagine the Hospital team collecting premiums and not delivering services. Talk about ‘Death Squads’!! Just cutting out the middle man, ma’am.
“What you will have then is defense attorney, prosecutor, judge and jury all on the same team, THE HOSPITAL TEAM.”
You are correct, and this would be a disaster, for a great number of reasons.