[pieceofthepuzzle]

“Obamacare’s coverage mandates increased costs to insurance companies. They’ve responded by narrowing provider networks to avoid increasing prices. So, for the same price as the policy many had pre-Obama, they can now only obtain coverage that narrows their choice of providers.”

Precisely true. Another consequence is that hospitals and networks are frantically trying to cut costs in order to be included in the insurance plans. Of course, to do this they are cutting services and destroying the morale of nurses, technicians and others.

[Star Traveler]

The problem is ... there has never been a “free ride”with insurance companies. They know their “numbers” and they’re going to price things accordingly, if you mandate “more coverage” and no pre-existing conditions and they can’t cherry-pick the population for better risks.

When “everyone” can get insurance and the insurance company can’t exclude people and price others higher than the rest of the average insurance pool - it’s going to cost more.

See my post #22.