The problem is ... there has never been a “free ride”with insurance companies. They know their “numbers” and they’re going to price things accordingly, if you mandate “more coverage” and no pre-existing conditions and they can’t cherry-pick the population for better risks.
When “everyone” can get insurance and the insurance company can’t exclude people and price others higher than the rest of the average insurance pool - it’s going to cost more.
See my post #22.
“When everyone can get insurance and the insurance company cant exclude people and price others higher than the rest of the average insurance pool - its going to cost more.”
Absolutely true. Also, as profit margins shrink, the insurance companies are going to become more and more aggressive in denying payment for ‘expensive’ items. It’s going to be a mess. Count on it.