Deductibles are also significantly more with Obamacare policies.
Obamacare was sold as a way to get insurance to the supposed 30 million who did not have insurance. Still, most of those 30 million do not have Obamacare. So the intent is a bust.
Considering what the government has spent on Obamacare, had that money been applied to existing insurance policies, it could probably have provided insurance to more of those 30 million that Obamacare has.
What good is any of it when doctors and hospitals won’t participate? Doesn’t matter what the premiums are, IMO.