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The premium she is paying for employer-sponsored coverage is far above the 9.5% unaffordability criterion. So, just for fun, I ran her and the child through my state's exchange premium estimator, based on an income of $50,000.

Monthly Cost Estimated monthly silver plan premium (without subsidy) $618
Estimated tax credit from the government $222
Your estimated monthly silver plan premium $396

If that income is correct she would even qualify for cost-sharing deductible reduction in my state.

68 posted on 01/30/2014 1:59:15 PM PST by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)

It doesn’t say if she was married or not. If married is her husband employed. Too little info to extract what her premium would be on the PA exchange or on any other. Regardless. The premium is unchanged, only the people paying the premium change. Either her or her neighbors will pay.

71 posted on 01/30/2014 2:01:37 PM PST by Jim from C-Town (The government is rarely benevolent, often malevolent and never benign!)