Posted on 01/09/2014 9:34:03 AM PST by rightwingintelligentsia
The troubled rollout of Obamacare has made it so unpopular it is now being blamed for health insurance problems it had nothing to do with, according to a new report.
Nearly half of upper-middle-income Americans (those with annual household incomes between $50,000 and $74,999) who have employer-based health insurance say the Affordable Care Act has had a negative effect on their health insurance. This is likely because 46 percent of this demographic reports paying more for insurance and also being hit with higher out-of-pocket expenses, including deductibles and co-payments, than they were a year ago, according to Bankrate.com's monthly Health Insurance Pulse survey.
But analyst Doug Whiteman said this may be a case of companies passing along more of the health insurance costs to employees and using Obamacare as an excuse.
"Since prices for everything rise all the time, I suspect that the reason workers are telling us their health insurance is costing more is because there are noticeable increases -- for example, their $25 copay at the doctors office just went up to $35," said Whiteman, an insurance analyst for Bankrate. "Businesses are passing along more of the insurance costs to their covered employees, though this is a trend that has been going on for years, since before Obamacare."
(Excerpt) Read more at cbsnews.com ...
Obamacare greatly expands the required coverages in insurance, thus significantly increasing the costs. Insurers design plans with price point in mind, increasing the deductible 2-3x, with the rice as much as 2x the prior policy. The old policy is now illegal under Obamacare.
But the idiot quoted in this article thinks the insurers and sponsoring companies are using Obamacare as an excuse.
Liberals are pathetically stupid. Or at least they believe we are.
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As far back as 2008, at the presidential debate in Nashville, Democrat candidate Obama advanced his signature plan that was ultimately enacted (by an historic straight Democrat party-line vote) into the "Affordable Care Act :
OBAMA: "No. 1, let me just repeat, if youve got a health care plan that you like, you can keep it. All Im going to do is help you to lower the premiums on it. Youll still have choice of doctor.
Repeated over and over ---- with the promise that every American family would be saving $2500.00 on healthcare costs.
LOCK-STEPPING PARTY LOYALTY NOT SEEN SINCE 1940's ERA EUROPE Obama And The Dumbos marching in lockstep. The persistent Dumbocrat drumbeat ---- in obeisance to Obama ---- kept ringing reassuringly in our ears: "If you like your plan, you can keep your plan."
SEN. HARRY REID (D-Nev.): In fact, one of our core principles is that if you like the health care you have, you can keep it. (Sen. Reid, Congressional Record, S.8642, 8/3/09)
SEN. RICHARD DURBIN: We believe and we stand by this if you like your current health insurance plan, you will be able to keep it, plain and simple, straightforward. (Sen. Durbin, Congressional Record, S.6401, 6/10/09)
SEN. CHUCK SCHUMER (D-NY): If you like your insurance, you keep it. (U.S. Senate, Finance Committee, Bill Mark-Up, 9/29/09)
SEN. PATTY MURRAY (D-Wash.): Again, if you like what you have, you will be able to keep it. Let me say this again: If you like what you have, when our legislation is passed and signed by the President, you will be able to keep it. (Sen. Murray, Congressional Record, S.6400, 6/10/09)
SEN. MAX BAUCUS (D-Mont.): That is why one of the central promises of health care reform has been and is: If you like what you have, you can keep it. That is critically important. If a person has a plan, and he or she likes it, he or she can keep it. (Sen. Baucus, Congressional Record, S.7676, 9/29/10)
SEN. TOM HARKIN (D-Iowa): One of the things we put in the health care bill when we designed it was the protection for consumers to keep the plan they have if they like it; thus, the term grandfathered plans. If you have a plan you like existing policies you can keep them. we said, if you like a plan, you get to keep it, and you can grandfather it in. (Sen. Harkin, Congressional Record, S.7675-6, 9/29/10)
THEN-REP. TAMMY BALDWIN (D-Wis.): Under the bill, if you like the insurance you have now, you may keep it and it will improve. (Rep. Baldwin, Press Release, 3/18/10)
SEN. MARK BEGICH (D-Alaska): If you got a doctor now, you got a medical professional you want, you get to keep that. If you have an insurance program or a health care policy you want of ideas, make sure you keep it. That you can keep who you want. (Sen. Begich, Townhall Event, 7/27/09)
SEN. MICHAEL BENNET (D-Colo.): We should begin with a basic principle: if you have coverage and you like it, you can keep it. If you have your doctor, and you like him or her, you should be able to keep them as well. We will not take that choice away from you. (Sen. Bennet, Press Release, 6/11/09)
SEN. BARBARA BOXER (D-Calif.): So we Democrats want people to be able to keep the health care they have. And the answer to that is choice of plans. And in the exchange, were going to have lots of different plans, and people will be able to keep the health care coverage they need and they want. (Sen. Boxer, Press Release, 2/8/11)
SEN. SHERROD BROWN (D-Ohio): Our Democrat bill says if you have health insurance and you like it, you can keep it (Sen. Brown, Congressional Record, S.12612, 12/7/09)
SEN. BEN CARDIN (D-Md.): For the people of Maryland, this bill will provide a rational way in which they can maintain their existing coverage (Sen. Cardin, Congressional Record, S.13798, 12/23/09)
SEN. BOB CASEY (D-Pa.): I also believe this Democrat legislation and the bill we are going to send to President Obama this fall will also have secure choices. If you like what you have, you like the plan you have, you can keep it. It is not going to change. (Sen. Casey, Congressional Record, S.8070, 7/24/09)
SEN. KAY HAGAN (D-N.C.): People who have insurance theyre happy with can keep it We need to support the private insurance industry so that people who have insurance theyre happy with can keep it while also providing a backstop option for people without access to affordable coverage. (Republicans Vent As Other Compromise Plans Get Aired, National Journals Congress Daily, 6/18/09)
SEN. MARY LANDRIEU (D-La.): If you like the insurance that you have, youll be able to keep it. (MSNBCs Hardball, 12/16/09)
SEN. PAT LEAHY (D-Vt.): [I]f you like the insurance you now have, keep the insurance you have. (CNNs Newsroom, 10/22/09)
SEN. BOB MENENDEZ (D-N.J.): If you like what you have, you get to keep it Menendez is a member of the Senate Finance Committee, which is expected to release a bill later this week. He stressed that consumers who are satisfied with their plans wont have to change. If you like what you have, you get to keep it, he said. (Health Care Plan Would Help N.J., Menendez Says, The Record, 6/19/09)
SEN. JEFF MERKLEY (D-Oreg.): [E]nsuring that those who like their insurance get to keep it The HELP Committee bill sets forward a historic Democrat plan that will, for the first time in American history, give every American access to affordable health coverage, reduce costs, and increase choice, while ensuring that those who like their insurance get to keep it. (Sen. Merkley, Press Release, 7/15/09)
SEN. BARBARA MIKULSKI (D-Md.): It means that if you like the insurance you have now, you can keep it. (Sen. Mikulski, Press Release, 12/24/09)
SEN. JAY ROCKEFELLER (D-W.Va.): I want people to know, the Presidents promise that if you like the coverage you have today you can keep it is a pledge we intend to keep. (U.S. Senate, Finance Committee, Hearing, 9/23/09)
SEN. JACK REED (D-R.I.): If you like the insurance you have, you can choose to keep it. (Sen. Reed, Town Hall Event, 6/25/09)
SEN. BERNIE SANDERS (I-Vt.): If you have coverage you like, you can keep it, says Sen. Sanders. (Sick And Wrong, Rolling Stone, 4/5/10)
SEN. JEANNE SHAHEEN (D-N.H.): if you have health coverage that you like, you get to keep it My understanding is that if you have health coverage that you like you can keep it. As I said, you may have missed my remarks at the beginning of the call, but one of the things I that I said as a requirement that I have for supporting a Democrat bill is that if you have health coverage that you like you should be able to keep that. under every scenario that Ive seen, if you have health coverage that you like, you get to keep it. (Sen. Shaheen, Health Care Questions From Across New Hampshire, Accessed 11/13/13)
SEN. DEBBIE STABENOW (D-Mich.): As someone who has a large number of large employers in my state, one of the things I appreciate about the Democrat chairmans remark is is the grandfathering provisions, the fact that the people in my state, 60 percent of whom have insurance, are going to be able to keep it. And Mr. Chairman, I appreciate that. Thats a strong commitment. Its clear in the bill I appreciate the strong commitment on your part and the president to make sure that if you have your insurance you can keep it. Thats the bottom line for me. (U.S. Senate, Finance Committee, Bill Mark-Up, 9/24/09)
SEN. JON TESTER (D-Mont.): If you like your coverage, youll be able to keep it, Tester said, adding that if Medicare changes, it will only become stronger. (Tester In Baker To Discuss Health Care, The Fallon County Times, 11/20/09)
SEN. TOM UDALL (D-N.Mex.): Some worried reform would alter their current coverage. It wont. If you like your current plan, you can keep it. (What I Learned: About Health Care Reform This Summer, By Your Lawmakers In Congress, Albuquerque Journal, 9/8/09)
SEN. SHELDON WHITEHOUSE (D-R.I.): ..it honors President Obamas programs and the promise of all of the Presidential candidates that if you like the plan you have, you get to keep it. You are not forced out of anything. (Sen. Whitehouse, Congressional Record, S.8668, 8/3/09)
Sen. Al Franken (D-Minn.) the 60th vote on Obamacare: "people who are happy with their current plan, wouldn't need to change it."
FRANKEN YOUTUBE SOUND BITE http://www.youtube.com/watch?v=UCZmAYYNz8Ihttp://www.youtube.com/watch? v=UCZmAYYNz8I
The poverty level is $23,492 for a family of 4. If one parent loses their job, I guess you go from upper-middle class" to poverty.
Welcome to Obama's America!
I can speak to increased fees.
I had my teeth cleaned this week. This is usually a $35.00 co-pay. Even with my good insurance the deductible kicked in and my payment was $71.40. Double
Yesterday I had a catscan -- usual fee would have been $50.00 co-pay. Instead my payment yesterday was $100.00. Again double!
And this is with good insurance!
So it appears to me that this deductible nonsense is Obamacare's method of recouping their money. Does all this make sense?
Corrected for grammar and punctuation.
You're welcome, CBS.
Another thing that I thought was funny.
Earlier in the week I had taken in two prescriptions to be filled and they could not bill Obamacare, so I have to go back today to see if the system is up and running. Ha! Maybe I can pay my part for it today — again hahahaha!
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