After he/she dies and the money is gone the state cant sue the kids for the parents nursing home costs. There is no legal way to do that.
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Not according to the estate planning attorney last week. 7 years and now 10, not only for eligibility but for collections.
Show me a law where besides marriage where one person has to pay another’s past bills with their own money after they are dead.
Mybe I am wrong but this sets off the skeptic’s alarms.