Doug and Ginger Chapman, ages 55 and 54, a middle class couple “sitting on the health care cliff.” Their annual income of around $100,000 a year makes them ineligible for a subsidy in New Hampshire (if they earned under $94,000, it would cut their costs by half). They have to replace their family insurance which includes the two of them and their two sons. The premium cost alone, not including any deductible is $1,000 a month, or 12 percent of their income.
Since that is 12% of their income legally they don’t have to buy Obamacare. They should just pay for their doc visits, bank the money and get a catastrophic plan (some are still available). People should start being smarter with their money.
Since that is 12% of their income legally they don’t have to buy Obamacare.
I have a phrase when it comes to automobile safety: My goal is not accident survival. My goal is accident avoidance. Same with health care. My goal is not to be insured against health catastrophies. My goal is to avoid them. It’s why we got a masticating juicer and get most of our food either organic or off our own land - and get plenty of exercise.
And a lot of people don’t know this, but things like broken arms are cheap. As are Chiropractors.