When I was a kid....NO ONE had health insurance. We paid the doctor and that was it. When I had my children circa 1964....we paid the doctor and we paid the hospital. There still was no insurance around. Then hubby’s job got unionized and we got free insurance. But we still paid the doctor. When my kids started working...they needed a physical...and we paid the doctor.
I was raised.....and survived.....with no insurance. We had to be sick to go and we paid cash. My 2nd real job I had insurance but!!.......I still paid cash and then had to bill the insurance company myself. Still had to be really sick to go since it took money.
They have turned it all into just a big money scheme now.