[gdani]

The ride is free, but you can’t keep what you squirreled away unless you do it 3 years before.

The "look back" period is now 5 years.

[Gaffer]

Thanks...glad to know. For those who actually PLAN for the future.

[DCBryan1]

The "look back" period is now 5 years.

Wrong, 01 JAN 14 it goes to seven (7) years, just like IRS. THere is talk at the insurance seminar that they want a ten (10) year!!! lookback. Unfathonable. At least the IRS workers and accounting business that is supported by it will have a job when/if the IRS is abolished and a Constitutional amendment nullifies personal income tax. /hoping.