Posted on 12/13/2013 10:23:44 AM PST by reaganaut1
Many in New York’s professional and cultural elite have long supported President Obama’s health care plan. But now, to their surprise, thousands of writers, opera singers, music teachers, photographers, doctors, lawyers and others are learning that their health insurance plans are being canceled and they may have to pay more to get comparable coverage, if they can find it.
They are part of an unusual informal health insurance system that has developed in New York in which independent practitioners were able to get lower insurance rates through group plans, typically set up by their professional associations or chambers of commerce. That allowed them to avoid the sky-high rates in New York’s individual insurance market, historically among the most expensive in the country.
But under the Affordable Care Act, they will be treated as individuals, responsible for their own insurance policies. For many of them, that is likely to mean they will no longer have access to a wide network of doctors and a range of plans tailored to their needs. And many of them are finding that if they want to keep their premiums from rising, they will have to accept higher deductible and co-pay costs or inferior coverage.
“I couldn’t sleep because of it,” said Barbara Meinwald, a solo practitioner lawyer in Manhattan.
Ms. Meinwald, 61, has been paying $10,000 a year for her insurance through the New York City Bar. A broker told her that a new temporary plan with fewer doctors would cost $5,000 more, after factoring in the cost of her medications.
Ms. Meinwald also looked on the state’s health insurance exchange. But she said she found that those plans did not have a good choice of doctors, and that it was hard to even find out who the doctors were
(Excerpt) Read more at nytimes.com ...
So “many members of the creative classes . . . We are the Obama people,” said Camille Sweeney, a New York writer. Well la-te-da! You are the “creative class” huh? And you are all Obama people to boot. Enjoy your discomfort, self-inflicted if I may say. You and your ilk forced this irrational, national mess on all of us, you slime bucket elites from the vaunted coastal areas! We (the rest of America) will remember you with eternal fondness, pity and hatred.
Insomnia medications would be covered on compliant plans in all states. I looked up sleep studies in my state and they are not excluded under either Medicaid or exchange policies, but an individual might have considerable difficulty finding a provider who is included on the plan.
Is there a Hollywood analogue to this?
You mean all the SAG members and other stageworkers losing their insurance? It will be fascinating to watch.
(CNSNews.com) – House Minority Leader Nancy Pelosi (D-Calif.) said Thursday that Obamacare facilitates the type of “liberation” that the “Founders had in mind” because it allows you to quit your job and become a “photographer,” a “writer,” a “musician”--or “whatever.”
“You want to be a photographer or a writer or a musician, whatever -- an artist, you want to be self-employed, if you want to start a business, you want to change jobs, you no longer are prohibited from doing that because you can’t have access to health care, especially because you do not want to put your family at risk,” she said.
A good analogy that I got in an email. ObamaFlowers. Pass it on.
Obama Flowers - Have you ordered yours yet?
(Receptionist) Hello, Welcome to ObamaFlowers, My name is Trina. How can I help you?
(Customer) Hello, I received an email from Professional Flowers stating that my flower order has been canceled and I should go to your exchange to reorder it. I tried your website, but it seems like it is not working. So I am calling the 800 number.
(Receptionist) Yes, I am sorry about the website. It should be fixed by the end of November – or maybe December. But I can help you.
(Customer) Thanks, I ordered a “Spring Bouquet” for our anniversary, and wanted it delivered to my wife.
(Receptionist Interrupting) Sir, “Spring Bouquets” do not meet our minimum standards, I will be happy to provide you with Red Roses.
(Customer) But I have always ordered “Spring Bouquets”, done it for years, my wife likes them.
(Receptionist) Roses are better, sir. I am sure your wife will love them.
(Customer) Well, how much are they?
(Receptionist) It depends sir, do you want our Bronze, Silver, Gold or Platinum package.
(Customer) What’s the difference?
(Receptionist) 6, 12,18 or 24 Red Roses.
(Customer) The Silver package may be okay, how much is it?
(Receptionist) It depends sir, what is you monthly income?
(Customer) What does that have to do with anything?
(Receptionist) I need that to determine your government flower subsidy, then I can determine how much your out of pocket cost will be. But if your income is below our minimums for a subsidy, then I can refer you to our FlowerAid department.
(Customer) FlowerAid?
(Receptionist) Yes, Flowers are a Right, everyone has a right to flowers. So, if you can’t afford them, then the government will supply them free of charge.
(Customer) Who said they were a Right?
(Receptionist) Congress passed it, the President signed it and the Supreme Court found it Constitutional.
(Customer) Whoa.....I don’t remember seeing anything in the Constitution regarding Flowers as a Right.
(Receptionist) It is not really a Right in the Constitution, but ObamaFlowers is Constitutional because the Supreme Court Ruled it a “Tax”. Taxes are Constitutional. But we feel it is a Right.
(Customer) I don’t believe this...
(Receptionist) It’s the law of the land sir. Now, we anticipated most people would go for the Silver Package, so what is you monthly income sir?
(Customer) Forget it, I think I will forgo the flowers this year.
(Receptionist) In that case sir, I will still need your monthly income.
(Customer) Why?
(Receptionist) To determine what your ‘non-participation’ cost would be.
(Customer) WHAT? Your can’t charge me for NOT buying flowers!
(Receptionist) It’s the law of the land, sir, approved by the Supreme Court. It’s $9.50 or 1% of your monthly income.....
(Customer)interrupting) This is ridiculous, I’ll pay the $9.50..
(Receptionist) Sir, it is the $9.50 or 1% of your monthly income, whichever is greater.
(Customer) ARE YOU KIDDING ME? What a ripoff!!
(Receptionist) Actually sir, it is a good deal. Next year it will be 2%.
(Customer) Look, I’m going to call my Congressman to find out what’s going on here. This is ridiculous. I’m not going to pay it.
(Receptionist) Sorry to hear that sir, that’s why I had the NSA track this call and obtain the make and model of the cell phone your are using.
(Customer) Why does the NSA need to know what kind of CELL PHONE I AM USING?
(Receptionist) So they get your GPS coordinates sir
(Door Bell rings followed immediately by a loud knock on the door)
(Receptionist) That would be the IRS sir. Thanks for calling ObamaFlowers, have a nice day...and God Bless America.
Welcome to the flock, Ms. Meinwald.
Miss M!!!..who knew?? LOL
Even before Obamacare was passed, its critics were saying this would happen. It's a shame that the New York Times waited until after the 2012 election to report information that Obamacare critics knew five years ago.
These people are intelligent, well educated professionals. How could they not see that these cancellations were coming? How could so many people who are this smart, simultaneously be so dumb that these cancellations are coming as a surprise?
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