Posted on 12/05/2013 11:12:57 AM PST by SeekAndFind
I said the other day that Jan 1 would be fun...
but I think it will be sad but interesting...
picture the usual scenario...
you go to a doctor, give them your insurance card, they no doubt check to maker sure its current etc,
the doctor doctors you, and your insurance company is billed and the doctor paid...
that’s generally what use to happen or will until Dec 31, 2013..
now its Jan 3 2014...
Your boy falls and breaks his arm sledding on the long hill behind your neighborhood..
you take him to your doctor or maybe the ER...
“Insurance card ??? are you signed up with AffordableCare ???”
Oh yes sez you, “I completed everything in October”
“Did they send you a card ?”
“well president Obama didn’t mention a card. He just said we could sign up”
“did you have a card last year ??? you wrote here that little Bobby was hospitalized last June how was that paid ???”
“well yes but that was under the old system I had XYZ insurance company then we had them for years”
“well when you completed your application for AffordableCare did an insurance company bill you, or give you a receipt or send you a card???”
“Well yes I got a webpage that told me Thank you and that I was successfully enrolled. That’s what the president said. we can be enrolled. I haven’t had anything else since”
“well Mister Stupid we will have to bill you for the care your child gets today. A broken arm is not a preexisting condition.”
I believe you are correct - but only for the reason that coverage doesn't start until Jan 1, 2014.
Thus, the first premium will not be owed until Jan, 2014.
Someone please correct me if I've got this wrong...
“Where does obama get that money”? Remember this bit from about 4 tears ago or so?.... On the street reporter: “And where did obama get the money”? Fat ass ghetto slob welfare queen: “I doh noes iz stash eyes guezz but ‘e gonna giv it ‘ta uz, thaz whys wezze luvs ‘im...OBAMA...OBAMA...thaz why wezze voted for ‘im!!!!”
Just another reason to not sign up.
Reminds me of the mortgage crisis. “You mean I have to pay that money back? I thought that they jus’ gave you da house.”
Thanks Steve.
I wonder what will happen to those policies that have not made the initial payment by the end of December.
A grace period? Wait until the next open enrollment period?
What a screwed-up system...
As the law stands now the policy must be cancelled (just like any health insurance policy) if payment has not been made by initiation date. This would require re-enrollment from scratch.
But the administration is already talking about bailing out the insurance companies for the first few months of unpaid premiums so who knows.
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