[entropy12]

I tried using Healthcare.gov today because it was supposed to work today.

It worked fine until it got to calculating any federal subsidy I might be eligible for. It could only give me an estimate.

But the real fly in the ointment is how high the deductibles are. Most plans are $5000 and up annually. And you must pay all of it before the plan will pay a single penny.

My current health insurance annual deductible is only $300. After that is paid, my plan pays 80% of everything.

Also, the monthly premiums are pretty high. Most are above $500 per month.

So......you pay $500 x 12 yearly premiums = $6000.
Then you pay the $5000 deductible.

Bottom line...you pay $11,000 before Obamacare will pay a single dime. After that typically it will pay 80% for hospital services. But you still have to pay $40-50 co-pay for visiting the doctors in their plan, your current doctor is most likely not in their plan.

[atc23]

I tried logging on but kept getting "Access Denied" messages. Closer inspection of issues revealed that the so called website doesn't pass minimum security threshholds for my computer.

Thank Gawd.