Posted on 11/29/2013 8:01:46 PM PST by grundle
How the Affordable Care Act raises prices and limits medical choices.
The reason this furor will continue even if the website is fixed is that the public is learning that ObamaCare's insurance costs more in return for worse coverage.
Mr. Obama and his liberal allies call the old plans "substandard," but he doesn't mean from the perspective of the consumers who bought them. He means people were free to choose insurance that wasn't designed to serve his social equity and income redistribution goals. In his view, many people must pay first-class fares for coach seats so others can pay less and receive extra benefits.
Liberals justify these coercive cross-subsidies as necessary to finance coverage for the uninsured and those with pre-existing conditions. But government usually helps the less fortunate honestly by raising taxes to fund programs. In summer 2009, Senate Democrats put out such a bill, and the $1.6 trillion sticker shock led them to hide the transfers by forcing people to buy overpriced products.
(Excerpt) Read more at online.wsj.com ...
Thank you both for your thoughts, prayers, and encouragement. All this BS on the Obamacare death train, this is the first I’ve mentioned on this forum. Thank you both for the replies and ideas on what I might consider next. The unfortunate reality is that we live in California, our families since the late 1800’s. My state has left its path, and its heritage, most definitely its future.
The GOP excels at those qualities.
It will also be a historic avalanche of RAT vote fraud unless our side has found the nads to circumvent and prevent it.
TruetheVote and Project Veritas (O’Keefe) are balls to the wall and we need to find time to make time to help them.
We need to ask them both what FR can do to help in cleaning up voter rolls, poll-watching for those last-minute RATS voting in somebody else’s name, and overall patrol.
A true formal request for what services they need that we can supply.
The “Patient Protection and Affordable Care” act.
We’re only seeing now that it’s less affordable. Not much attention has been given to the first part of the act’s title, that is, to the implications of spreading your financial info and medical records over the ‘net by entrusting them to Barry’s stooges.
Americans could lose a great deal more of their income and savings than the higher amounts they pay in premiums and deductibles.
...the public is learning that ObamaCare's insurance costs more in return for worse coverage.
Ah. Another Marxist success story.
Obama has turned Healthcare into Cable TV.
With Cable TV you have to buy all the Channels even if you don’t speak Chinese or Spanish.
With Obamacare, you have to pay for coverage you don’t want or don’t need, and they call those Plans “superior”.
Reminds me of the good old days when Medicare Part D was intended to help “poor” Seniors on Medicare. By the time the Democrats got done with it, Bill Gates was eligible.
Obamacare will be gone by March—a bad joke like New Coke and the Edsil. It can’t work and never would. The Democrats will kill it or face extinction as a party. Watch for a “wag the Dog war” to distract the American Voters—and Obama getting all Patriotic and trying to get Tea Party Support—it will not work.
Obamacare wouldn't have a chance in a free market, but that's not the situation here, is it?
Private plans can't survive for long if they lose money, but Fedgov can subsidize unprofitable programs like indefinitely if it likes (SNAP, USPS, AMTRAK).
Obama needn't worry about competitors. He can (and eventually WILL) regulate his competition out of business.
Watch for a wag-the-dog to suspend elections... if they haven’t perfected off-year electronic vote fraud by June.
I live down South from you in Laguna Niguel.
My “retirement” Health Insurance Premium is $1525 a Month for 2014 covering the Wife and I. We had an option of extended my Unemployed Wife’s COBRA Coverage for another 18 Months, so we are getting a bargain rate of $1375 a Month, thus delaying going on my former Employers Retirement Plan. The idea that COBRA is cheaper than their Plan is still mystifying to me.
I have had Health Insurance since I was 18 Years Old, dutifully paying my Premiums ever since then, over 42 Years. I finally had a chance to really use it when I contracted Leukemia eight years ago at age 52.
No telling what will happen after the Dear Leader’s Employer Mandate delay expires next November. My former Employer might just drop the whole thing and then all we have left is Covered California when COBRA expires.
A cursory look at the Covered California site tells me my Premiums will go up about $250 a Month and Deductibles will be anywhere from $6500 to $12500 a Year. Things are about to get real interesting.
You and your Wife are in my thoughts and prayers. I hope things work out for you. These are trying times for those of us who understand what America truly stands for, and it isn’t the swill we have been served since Obama came along.
if they didn’t cancel your plan you’d have been hammered very hard for having a plan so much better - cadillac - than others.
so it probably wouldn’t have been affordable. esprcially with medical deductions only being deductible after 10% of your income level instead of 7.5% now.
I’m so sorry about your wife’s health problems and now the insurance problems as well. I wanted to suggest that if you have the time, you email NPR (National Public Radio) with info on your family’s experience. They wrote on Facebook that they were seeking personal stories about how people fared trying to sign up for the exchanges online. I know that your experience is not with that, per se, but I also know the NPR reporters are always looking for story ideas. Also, although they have that reflexive liberal habit, some of them bend over backwards trying to be fair. So your story might make it on the airwaves (possibly as part of a story they’re already doing). I once wrote an NPR reporter a fairly sharp note about his “ha ha” approach to a story he did on gun shows, and he actually wrote back to me and we had an interesting exchange. He apologized for being flippant on the subject and said he would take more care in future. At any rate, it’s an idea. Here’s the info I got from FB on who to email:
“We’re approaching the November 30th date for when healthcare.gov is supposed to be working smoothly. NPR is looking to speak with people who have been trying to get on the site since its launch, or those who are just now trying for the first time. Please email us at nprcrowdsource@npr.org with your name, phone number and a short description of your experience, with ‘healthcare.gov’ in the subject line. We may contact you for an interview.”
Thank you for the thoughts an prayers, I have a sister that is a 35 year resident of Niguel Shores. We are not far apart, I’m 56 my spouse is 54. High school sweethearts at Corona Del Mar HS in the mid 70’s. I (we) have loved are current plan for many years. United Health Care spent over $900,000 for two deep brain surgeries in he last four years, (Cedars Sinai with surgeons flown in from Germany) neither were successful. Google “suicide disease” for the worst malady you’ve never heard of. This type of custom surgery will never again be available in the US. I weep for my children, and yours, that will never have these medical opportunities again in this, our beloved country.
Bump
You take good care my FRiend.
I am confident you and your Wife will get through this. In fact, I am positive that our Country will get through this.
Not to be presumptuous, but I’m only a Freepmail and 30 minutes away if there is anything I can do to help.
Stay positive. Don’t let the Commies get you down. What’s the old saying, “it’s only darkest before the dawn”.
I wonder how long it’ll be before dear leader starts exploiting the new power the government has over our lives to keep people in check.
“Oh, you don’t like my new healthcare law? Well, we’ll just bump up your taxes for the privilege of being able to complain. Don’t worry though, you’re not alone.”
Obama’s approval rating has gone South with “only” 5+ million people losing their insurance plans. Wait until it is clear that another 70 to 100 million people will lose their plans when the business mandates kick in, and the Dims will just barely retain enough Senate seats to avoid giving the Rs a veto proof majority.
I am pricing popcorn to stock up on before then.
The question will be: Before or after our country?
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