I don’t know why anyone including women need this crap. They can easily pay less on premiums, and buy this type of stuff out of pocket with the savings. I don’t get it and never will.
I'm telling you, this is not a big deal (1%). However, the "covering prexisting conditions" (guaranteed issue) is the killer.
That mandated coverage causes a premium increase of 150-300%.
Imagine the effect on premium of placing people who are dying, into the same insurance market as the healthy young immortals.