“A rose by any other name is still a rose.” Call it what you will, it is the same with every insurance company who provides insurance for an association of a group of people. The insurance companies bid for that business and the association chooses the insurance company that gives them the best deal. It is the capitalist system.
When Hussein puts everyone in government health insurance, it's dictator/communist insurance, otherwise known as the Affordable Healthcare Act.
AARP makes arrangements most favorable to its corporate interests and those of its officers, not its members.