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To: Wonder Warthog
“I don't know about the military, but they are definitely a subsidiary of the AARP.”

No, UnitedHealthCare is its own company. They pay AARP a fee to provide insurance for them. This is how it works with insurance companies and AARP:

An insurance company makes a bid to provide health insurance to AARP members. Before UnitedHealthCare, we had a different insurance company. If another health insurance company makes a better bid for AARP members healthcare, UnitedHealthCare would be dropped and another company would get that contract.

An insurance company makes a bid to provide life insurance for AARP members. New York Life Insurance Co. has that contract. I have a life insurance policy with New York Life Insurance company through AARP.

Met Life provides long term care insurance for AARP members and I have that policy.

The Hartford Auto Insurance company provides auto insurance for AARP members. I don't have that policy but I should as it would be cheaper than the one I have.

So, AARP does not own any insurance company - they take the better bid from whichever company has the better bid for that particular kind of insurance.

27 posted on 11/16/2013 5:48:16 PM PST by Marcella ((Prepping can save your life today. I am a Christian, not a Muslim.))
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To: Marcella
"UnitedHealthCare is its own company. They pay AARP a fee to provide insurance for them. This is how it works with insurance companies and AARP

Sorry, but that is a distinction without a difference. Doing business with UHC benefits the AARP, and I'm not about to give any support to an organization with the AARP's liberal /left agenda. Every letter that I get from AARP on ANY subject goes into the burn bin.

And I am surprised that anyone here on FR is as tied into a non-conservative organization as much as you seem to be.

29 posted on 11/16/2013 6:17:57 PM PST by Wonder Warthog
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To: Marcella

True. This is association marketing of insurance. I had 26 associations for a national collections company prior to getting into insurance in 1980. I had Business (group payroll deduction plans) for one insurance company and another man had Association Marketing. He basically gave them a third party contract that was 10-15 % of the first year’s premium and about 5% of renewal premiums. He made 80% first year and 20% renewal off of his sales minus the 10-15% and 5% he paid to the 3rd party/association. With association marketing it is very easy to sell once an association approves it. I remember my father had The Retired officer’s Association Medicare Supplement when he got cancer. He was not pleased with the supplement. I found a so called Cadillac plan that covered cancer after 90 days and paid some 250-300% of Medicare allowable. That was 1986. He died. I looked for that policy when my wife had cancer. It is no longer available.


32 posted on 11/18/2013 3:59:16 PM PST by Lumper20
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To: Marcella

bump


35 posted on 11/18/2013 4:44:36 PM PST by thinden
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To: Marcella

“They pay AARP a fee to provide insurance for them.”

Yeah, it’s called a kick-back.


38 posted on 11/18/2013 5:07:42 PM PST by EDINVA
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