1) You can keep yer doctor.. OKAaaaaY....
2) You will pay less premiums.. OKAaaaaY...
3) Yer deductible will go down... OKAaaaY!...
Posted on 11/04/2013 12:15:25 AM PST by Cincinatus' Wife
In a recent conversation, a good buddy enraged by his new private insurance premiums and $5,800-per-year deductible said something that struck me as undoubtedly prophetic.
"I'd literally need to be dying before I would start paying this ridiculous deductible for routine care."
Under ObamaCare, those who work for a living incur massive premium and deductible increases to subsidize those that cannot or will not provide their own insurance. In the universe of ObamaCare, unless you are among the privileged dependency class that enjoys free health care, gone are the days when cautionary calls can be made to the doctor because a child has a stomachache or bad cough, because such calls will cost you five hundred bucks or so.
As with so many utopian policies of the progressive Left, ObamaCare is rife with unintended consequences that inflict pernicious pain and damage on society.
When Ideology Trumps All
In December of 2009, Mark Steyn adroitly warned,"Democrat operators ... know that what matters is to get something, anything across the river, and then burn the bridge behind you" and that single-payer, government-run health care is "the fast track to a permanent left-of-center political culture."
As recently as August 12 of this year,...Harry Reid openly confirmed Steyn's prediction that ObamaCare is but a stepping stone toward achieving the ultimate goal of the progressive left:a single-payer system.
Now that the Obama administration has rolled out its self-proclaimed "single greatest achievement," some hard facts are finally becoming known about costs and sign-up counts, even as the government fights tooth and nail to prevent such disclosures. And for good reason: Medicaid enrollment is soaring, and new paid policies are almost nonexistent.
Financially, Obama looks to be much worse than a train wreck, but progressives don't really care about money. It's all about the ideology and getting everyone over that bridge.
Insurance Industry Suckered...
(Excerpt) Read more at americanthinker.com ...
Bottom line: The middle class (with government demanding they open their wallets wider) is discouraged from seeking medical care.
We need a new term for government healthcare, something in the vein of "Highwaymen."
“The facts of the matter are that the product we have had has, since the UAW (United Auto Workers) negotiated with General Motors in 1959 to do first dollar coverage, we destroyed the concept of insurance,” Nirschl said. “The product we have had since 1959 has been a hybrid of a service maintenance contract plus insurance. If you’re going to buy true insurance, you want to buy it for a catastrophic event, example, auto insurance. If I go to my auto insurer, I don’t want to be covered for oil changes and lube jobs. I want to be covered for a car crash and so when we went to first dollar coverage thats when it [health insurance] became a service maintenance contract.”
Nirschl explained the consequences of including supplementary services on premiums using his auto insurance analogy: “One hundred percent of folks are going to use the service. One hundred percent of people who want cars are going to get oil changes and lube jobs, so it doesn’t lower the premium. It increases the premium, and at the same time it adds an enormous administrative cost… We squander 35 percent in administrative costs by this form of insurance… For maintenance services, oil changes and lube job, you want to pay out of your own pocket, and you want to basically have insurance for a car crash, for catastrophic things. So we have destroyed true insurance.” ...........Source
Martiny and her colleagues can pick and choose, buffet-style, from a dozen or more plans offering insurance at different prices, with low to high deductibles and big or small co-payments, for medical, dental and vision coverage.
“I like it so far,” Martiny said. “It will take a little time to make sure we're choosing the best option for us financially, but I prefer having the ability to make my own decisions regarding my family's coverage.”
Private vs. public
The outsourcing of employer-provided insurance to what are known as “private exchanges” stands to radically transform the way health insurance is provided in the American workplace, experts say. They have been described as similar to a 401(k) plan, and they could someday become as common as the retirement program.
For employers and employees alike, health insurance problem forces tough decisions. But while they offer both employer and employee something desirable in the bargain, the private exchanges also shift responsibility and possibly additional cost to workers, some of whom may not be prepared to handle it all.
“This is part of a fast-evolving strategy in which employers transition from the “defined benefit” strategy they have employed for decades, in which the employer was responsible for providing for a set percentage of the coverage expense, to a “defined contribution” strategy, in which the employer provides a set-dollar amount, said David Bottoms, vice president of The Bottoms Group, an Atlanta employee benefits consulting firm.
“This closely mirrors the evolution in the retirement plan space from defined benefit plans — pensions — to defined contribution plans — 401(k)s,” he said..............."
Not to mention ACA is pretty much the path to the end of religion in this country.
When they eventually hold a gun to my head I'll pay of course and do whatever I'm forced to but at least they'll have dropped all pretenses that this is anything but naked tyranny.
They're getting their marching orders as we "speak."
Obama [stumping for McAullife]: "While Congress can "get away with" gridlock, Obama said, a governor can not.
"The governor, that's a practical job," Obama said, adding, "They can not afford to be ideologues.".....
McAullife [stumping in VA gubernatorial race]: "Can you even imagine if Ted Cruz, Ken Cuccinelli and the Tea Party ran Virginia government?"............."If mainstream Virginians from both parties don’t turn out to vote, you’re letting the Tea Party decide Virginia’s future."
Rep. Jim Moran, D-Va [stumping for McAullife]: "We need more Ted Cruzes like we need a hole in the head,"..
1) You can keep yer doctor.. OKAaaaaY....
2) You will pay less premiums.. OKAaaaaY...
3) Yer deductible will go down... OKAaaaY!...
Supreme Court to hear new case on religion in public life"....A federal appeals court said last year that such a “steady drumbeat” of Christian invocations violates the Constitution’s prohibition against government endorsement of religion.......
.......After the lawsuit was threatened, the town made more of an effort — that’s how the Baha’i representative and the Wiccan got involved — but all agree that the overwhelming number of prayers offered over the approximately 10 years covered by the suit were offered by Christians, and most contained direct references to Christianity."
What a cutie-pie.
>> The Obamamedia will be working overtime to make any Obamacare problems the fault of the Tea Party “wing” of the GOP.
Yup, they’re dirtbags in the truest sense.
What a cutie-pie.
Valerie Jarrett thinks so too..
Take it to another thread.
It looks like a lot of the middle class will be driven out of medical insurance and back to paying for health services themselves. i.e. forced into a free market for healthcare and away from the government so-called “market place”.
Good take.
If it can do this, it would be great...
But we MUST repeal the Democrat Party-Reid-Pelosi-Obama Obamacare federal government dictate.
How will Congress handle this?
Will they make that “easy” or hard (or impossible) to do?
Will they fight “O-bey-me” or will they roll over?
It’s unsustainable.
Hillary will call for universal healthcare.
As with so many utopian policies of the progressive Left, ObamaCare is “rife with unintended consequences” that inflict pernicious pain and damage on society.
UNINTENDED my butt.
But this new world that has never existed, never will, while the attempt to reach it can only bring back the gulags and graveyards we have come to know too well. The century has taught us, to attempt the impossible is to invite the catastrophic. But progressives have failed to learn the lesson, to make the connection between their utopian ideals and the destructive consequences that flow from them. The fall of Communism has had a cautionary impact only on the overt agendas of the political left. Its moral arrogance is not diminished.
No matter how opportunistically the left’s rhetoric has been modified, no matter how generous the concessions it has made, the faithful cannot give up the belief in their mission to the future.
Because the transformation they seek is still total, the power they seek is total. No matter how many compromises they strike along the way. The compromises are themselves integral to the strategy of their mission. The transformation of the world requires the permanent entrenchment of the saints in power. Therefore, everything is justified that serves to achieve the continuance of Them..........................."
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.