Posted on 10/29/2013 11:11:39 AM PDT by Oldeconomybuyer
Let's start with the very basics here. About 15 million people purchase health insurance policies on the individual market. That's about 5 percent of the population.
Some -- or maybe even most -- of the plans offered on the individual insurance market right now don't meet certain requirements in the health-care law. They may not offer preventive care without co-payment, for example, or leave out coverage of maternity care, one of the health-care law's 10 essential benefits.
How many people are going to get cancellation notices?
It's hard to put an exact number on this, given that insurance plans are the ones who decide whether or not to continue offering an insurance product. Experts have estimated that somewhere between half and three-quarters of those who currently buy their own policies will not have the option to renew coverage, which works out to around 7 to 12 million people.
What does this have to do with Obamacare?
Pretty much everything: Since the health-care law required insurance companies to change their plans, this is a direct result of the Affordable Care Act.
(Excerpt) Read more at washingtonpost.com ...
I — for one — welcome our Washington D.C. overlords.
Yes. Obamacare compliant policies must be written for the masses, not the individual. Just like in Cuba.
Thus the single 30 year old male has to be covered for pediatric and gynecological care? Is it that inane?
If they are complaining about a Liberal/Progressive program - it must be REALLY BAD!
Ooo, good one!
If you consume it, you pay sugar tax on diet soda. Go figure
Don’t forget your coverage for contraceptives and preventative care.
sugar costs a lot more than it should in this country because of price supports
Baby daddy won't pay so someone has to.
I read somewhere that ~10% of the population was covered by private policies and the total number of of private policies was ~19.6M. Supposedly ~16M of those policies will be cancelled by end of 2014.
-PJ
I am assuming so; I do know that women can’t be charged more than men now.
If you add up the extra premium for the one wellness check it’s cheaper to just pay for it.”
Maybe I’m just old but I don’t understand the wellness expense. If I’m not sick, why spend money to find out if I might possibly be sick sometime in the future?
I know what choices I make that are probably not particularly healthy, certainly don’t need to pay anyone to tell me that. I also know that I know I’m going to die from something. What and when, only God knows. Just seems ridiculous to me.
That is your choice. But the bureaucrats at central command decided that you need to pay for free wellness checkups whether you want it or not.
The Affordable Care Act requires private health insurance to offer that same set of “essential health benefits” as part of the health-care reform law’s effort to both improve Americans’ overall health, and control long-term medical costs by encouraging preventive care.
These benefits must be included whether they are in employer-sponsored insurance plans—which cover most working Americans—or in individual plans being sold on the open market and by the new government-run marketplaces such as the federally run HealthCare.gov site and the state-run health exchanges.
(Read more: Obamacare deadlines you need to know)
Before the ACA, insurers were offering plans that had a wide range of benefits, from bare-bones catastrophic coverage, to high-end “Cadillac plans,” but there were no minimums.
The new minimum essential benefits that insurers must cover as part of their plans include emergency services as well as outpatient care that people get at a hospital without being admitted.
(Read more: 8 things you MUST know about Obamacare)
Other benefits also include:
-Hospitalization, such as for surgery.
-Care both before and after the birth of a baby. Includes breast pump.
-Mental health and substance use services, which includes behavioral health treatment such as counseling and psychotherapy.
-Prescription drugs.
-Lab services.
-Rehabilitative and habilitative services and devices for injuries, disabilities and chronic conditions. This includes speech and other therapies designed to help a person keep, learn or improve skills and functioning for daily living.
-Preventive and wellness services.
-Pediatric services.
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