They aren't in business to lose money. It's going to get real interesting when people have their Obamacare insurance (subsidized or not) and are told things they think they need aren't covered. What's going to happen when a person can't afford their deductible?.....I could see a whole new category of loan defaults emerge. That would be loans to cover deductibles, that people can't pay back. What happens when a person stops paying their insurance bill? Are they off the hook when they're cancelled, do they have to pay the fine, or will it be deducted from their paychecks? What's going to happen with people who move often, since every state has different policies?
The way I see it is that nedical care isn't going to be about healing us anymore. It's all going to be about public health things, to keep the population as a whole as healthy as possible. Could it lead to forced vaccinations? To reporting for a checkup and possible quarantine if there's an epidemic? To mandatory tests to show that a smoking or drinking addict really has given up their habit. etc, etc
The way I see it is medical care is over. Get books about nutrition, healthy exercise and life style, home remedies, natural healing, and first aid. No, I don't think I'm exaggerating or being a conspiracy lunatic....just connecting the dots.
With these impossible deductibles, those who can afford it will sign up for concierge care, which runs about $100/mo., I believe. It would be much cheaper than paying a $6k deductible.