Free Republic
Browse · Search
News/Activism
Topics · Post Article

To: SeekAndFind
I’m trying to find some details. I’d like to know if the deductible is separate from the out of pocket cap. In WA a family of four making $100,000 a year will have apremium of $876 a month. That's for the Silver plan with a $10,000 deductible.

The way the silver plan details read it looks like a family of 4 will pay for every bit of their HC except catastrophic occurrences.

That would mean eye care, vaccinations, physicals, broken bones and stitches and minor hospitalization like tonsils would all be out of pocket.

The idea of getting a lot of young families to pony up to make this work sounds good if they can afford platinum plans.

What isn’t being considered is that folks raising kids have a lot of expenses such as dental care, braces, glasses and chronic conditions like asthma that really add up and they would get no help in this plan that I can see. I'm not finding all the facts in this foggy plan, but it looks like the bestway to afford cheap HC is to be completely on the dole.

Working families making under $225,000 are going to be hit hard.

6 posted on 09/25/2013 9:42:46 AM PDT by Baynative (Lord, keep your arm around my shoulder and your hand over my mouth.)
[ Post Reply | Private Reply | To 1 | View Replies ]


To: Baynative

Another unmentioned feature?/bug in Owebamacare is the law requires an employer to offer insurance to the employee, but it never mentioned the family of a covered employee.

It also offers a credit on the insurance of that employee that goes to the employer that offers the coverage.

Only those not offered insurance by their employer qualify for the credits in the state exchanges.

Read that last part several times, it’s very important.

Many employers can and will opt to save money by only offering coverage to the employee. The family is left uncovered AND unable to qualify for credits in the exchanges!!!

If say the husband/father is covered at work and earns over about $45,000 a year the family wouldn’t qualify for Medicaid either, because that is based on household income.

The idiot liberals that voted for O’bastard are just starting to find out the truth and they are fuming.


13 posted on 09/25/2013 10:27:51 AM PDT by Beagle8U (Free Republic -- One stop shopping ....... It's the Conservative Super WalMart for news .)
[ Post Reply | Private Reply | To 6 | View Replies ]

To: Baynative
Here are a few of my questions:

If young people are supposedly going to be paying in to prop up this disaster, and they get subsidies if they make below $45K a year, and those who make more than $45K a year have health insurance paid by their employer, how is there any money going toward this ponzi scheme? I realize there is a tax on every single employer paid plan but still, they keep saying young people will buy in. Instead, the government will be subsidizing them.

How will young families be able to afford this? If they are struggling to pay for a home and car, how can they come up with an additional $10K a year or more to pay for health insurance?

So we are back to the government giving insurance to the drug dealers and prostitutes and hippies who don't work and don't qualify for welfare/medicaid because they don't have children living with them. Reparations

17 posted on 09/25/2013 10:37:41 AM PDT by WhyisaTexasgirlinPA
[ Post Reply | Private Reply | To 6 | View Replies ]

To: Baynative

From the documents I received from my employer this week, those exchange health care plans are paid for in after-tax dollars.


44 posted on 09/25/2013 6:48:00 PM PDT by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
[ Post Reply | Private Reply | To 6 | View Replies ]

Free Republic
Browse · Search
News/Activism
Topics · Post Article


FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson